When financial or contractual disputes arise, swift and decisive legal action can make the difference between recovering what you are owed and writing off a damaging loss. Whether you are a business facing unpaid invoices or an individual struggling with debt disputes, our experienced litigation team provides clear, pragmatic advice and robust representation. At Manak, we combine technical expertise with commercial awareness to resolve disputes efficiently- protecting your finances, your reputation, and your peace of mind.
Your Litigation Debts & Disputes Debt Recovery Commercial Dispute Experts
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When money is owed or a contract is broken, delay costs you time, cashflow and peace of mind.
Our litigation and debt recovery solicitors act decisively to secure results, combining legal precision with commercial pragmatism.
Whether you need swift payment, robust defence, or strategic dispute resolution, we protect your interests at every stage.
Litigation, Debts & Disputes Solicitors
Our Litigation & Dispute Resolution Services
Debt Recovery
Unpaid debts can cripple cash flow and disrupt long-term financial planning. Our debt recovery solicitors act quickly to pursue outstanding payments on your behalf. We can assist with:
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Drafting and issuing Letters Before Action (LBA).
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County Court claims for sums owed.
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Obtaining and enforcing County Court Judgments (CCJs).
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Instructing bailiffs or High Court Enforcement Officers where necessary.
We know time is critical in debt recovery, and we act with urgency to secure results while keeping costs proportionate.
Commercial Disputes
Disputes between businesses can escalate quickly and damage valuable relationships. Our litigation lawyers provide strategic advice on:
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Breach of contract claims.
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Partnership and shareholder disputes.
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Professional negligence claims.
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Supply chain and service disputes.
Our focus is always on cost-effective resolution—whether through negotiation, mediation, arbitration, or litigation when necessary.
Personal Debt & Consumer Disputes
For individuals, disputes can feel overwhelming and stressful. We provide support with:
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Defending debt claims.
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Consumer contract disputes.
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Unfair charges or mis-sold financial products.
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Property and landlord-tenant disputes.
We explain your options clearly, protecting your legal rights and seeking swift, favourable outcomes.
The Debt Recovery Process: Step by Step
The exact route depends on your circumstances, but typically:
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Letter Before Action (LBA) – a formal demand that often secures payment without court involvement.
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Issuing Court Proceedings – starting a County Court claim if the debtor fails to respond.
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Judgment – obtaining a CCJ if the debtor admits liability or fails to defend.
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Enforcement – using bailiffs, High Court enforcement, charging orders, or attachment of earnings to secure payment.
Our team ensures each stage is handled with precision, maximising your chance of full recovery.
Costs & Transparency
We are committed to clear, upfront pricing. Typical costs include:
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Reviewing contract & issuing LBA: £1,000-£2,000+VAT
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Preparing & filing County Court claim: £1,500-£4,000+VAT
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Requesting default judgment: £250-£500+VAT
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Instructing bailiffs post-judgment: £350-£800+VAT
For claims above £10,000 or matters requiring litigation, our standard rates apply: £350 + VAT per hour.
You will also be responsible for court fees and any disbursements. We always provide a tailored quote after reviewing your case.
Why Choose Us?
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Proven track record of recovering debts and resolving disputes swiftly.
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Tailored strategies to suit your commercial or personal circumstances.
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Transparent pricing so you can budget with confidence.
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Full-service litigation support, from negotiation to enforcement.
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Frequently asked questions
How long does debt recovery take in the UK?
It varies depending on the debtor’s response. Many debts are settled after a Letter Before Action, typically within 14 days. If court proceedings are necessary, the process can take several months, depending on complexity and enforcement required.
Can I recover legal costs from the debtor?
Yes, in many cases the court may order the debtor to pay some or all of your legal costs, especially in higher-value claims. However, recovery is not guaranteed, and small claims (under £10,000) usually have limited cost recovery.
What happens if the debtor still refuses to pay after a CCJ?
We can enforce the judgment using bailiffs, High Court enforcement officers, charging orders over property, or attachment of earnings. Each method depends on the debtor’s circumstances and assets.
Can individuals dispute debts claimed against them?
Absolutely. If you believe a debt is incorrect, unenforceable, or unfair, we can help you challenge it. This may include contesting the validity of the agreement, identifying unfair terms, or raising a defence in court.
Is mediation better than going to court?
In many cases, yes. Mediation can resolve disputes faster and more cost-effectively while preserving business or personal relationships. We always assess whether alternative dispute resolution is suitable before escalating to litigation.
Bromley
Sevenoaks
Gravesend
Manak Solicitors is a trading name of Manak Lawyers Limited registered at Companies’ House in England & Wales Company Number: 09877015
Manak Lawyers Limited is authorised and regulated by the Solicitors Regulation Authority under SRA No. 627738, 628462, 648124, 8009629 & 8011568
Manak Lawyers Limited does not accept service by fax or email.
